{"id":77015,"date":"2014-05-12T15:24:06","date_gmt":"2014-05-12T13:24:06","guid":{"rendered":"http:\/\/b.bati-journal.com\/lacces-des-pme-au-financement-bancaire-sameliore-legerement-2\/77015"},"modified":"2019-07-15T12:14:17","modified_gmt":"2019-07-15T10:14:17","slug":"lacces-des-pme-au-financement-bancaire-sameliore-legerement-2","status":"publish","type":"post","link":"https:\/\/batijournal.com\/index.php\/lacces-des-pme-au-financement-bancaire-sameliore-legerement-2\/77015\/","title":{"rendered":"L&rsquo;acc\u00e8s des PME au financement bancaire s&rsquo;am\u00e9liore&#8230;l\u00e9g\u00e8rement"},"content":{"rendered":"<p>Dans le cadre d&rsquo;un partenariat, la F\u00e9d\u00e9ration des Centres de Gestion Agr\u00e9\u00e9s (FCGA) et la Banque de France ont men\u00e9 une enqu\u00eate aupr\u00e8s de 1 700 TPE, int\u00e9grant 5 questions communes sur l&rsquo;acc\u00e8s au cr\u00e9dit des TPE au cours du premier trimestre 2014. L&rsquo;acc\u00e8s des PME au financement bancaire s&rsquo;am\u00e9liore l\u00e9g\u00e8rement. Celui des TPE, mesur\u00e9 pour la premi\u00e8re fois, se situe \u00e0 un moindre niveau. La demande de nouveaux cr\u00e9dits de la part des PME (hors TPE) est stable pour les cr\u00e9dits de tr\u00e9sorerie comme pour les cr\u00e9dits d&rsquo;investissement. L&rsquo;acc\u00e8s au cr\u00e9dit de tr\u00e9sorerie des PME progresse par rapport au trimestre pr\u00e9c\u00e9dent ; 70 % des PME obtiennent totalement ou en grande partie les financements souhait\u00e9s (68 % au T4 2013). L&rsquo;acc\u00e8s au cr\u00e9dit d&rsquo;investissement reste largement satisfait : plus de 9 PME sur 10 obtiennent (en totalit\u00e9 ou \u00e0 plus de 75 %) les cr\u00e9dits demand\u00e9s. 10 % des TPE ont demand\u00e9 un cr\u00e9dit de tr\u00e9sorerie ; 61 % d&rsquo;entre elles obtiennent totalement ou en grande partie (\u00e0 plus de 75 %) le cr\u00e9dit souhait\u00e9. Le taux d&rsquo;obtention est de 84 % pour les cr\u00e9dits d&rsquo;investissement, \u00e9galement demand\u00e9s dans 10 % des cas. La demande de nouveaux cr\u00e9dits des ETI est en progression ce trimestre : 29 % ont souhait\u00e9 obtenir un financement bancaire contre 25 % le trimestre pr\u00e9c\u00e9dent. Le taux d&rsquo;obtention rebondit (79 % pour les cr\u00e9dits de tr\u00e9sorerie, 90 % pour les pr\u00eats \u00e0 l&rsquo;investissement).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dans le cadre d&rsquo;un partenariat, la F\u00e9d\u00e9ration des Centres de Gestion Agr\u00e9\u00e9s (FCGA) et la Banque de France ont men\u00e9 une enqu\u00eate aupr\u00e8s de 1 700 TPE, int\u00e9grant 5 questions communes sur l&rsquo;acc\u00e8s au cr\u00e9dit des TPE au cours du premier trimestre 2014. L&rsquo;acc\u00e8s des PME au financement bancaire s&rsquo;am\u00e9liore l\u00e9g\u00e8rement. Celui des TPE, mesur\u00e9 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":77016,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[6345],"tags":[],"class_list":["post-77015","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie-marches"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>L&#039;acc\u00e8s des PME au financement bancaire s&#039;am\u00e9liore...l\u00e9g\u00e8rement<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/batijournal.com\/index.php\/lacces-des-pme-au-financement-bancaire-sameliore-legerement-2\/77015\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"L&#039;acc\u00e8s des PME au financement bancaire s&#039;am\u00e9liore...l\u00e9g\u00e8rement\" \/>\n<meta property=\"og:description\" content=\"Dans le cadre d&rsquo;un partenariat, la F\u00e9d\u00e9ration des Centres de Gestion Agr\u00e9\u00e9s (FCGA) et la Banque de France ont men\u00e9 une enqu\u00eate aupr\u00e8s de 1 700 TPE, int\u00e9grant 5 questions communes sur l&rsquo;acc\u00e8s au cr\u00e9dit des TPE au cours du premier trimestre 2014. 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