{"id":99880,"date":"2018-08-23T09:33:54","date_gmt":"2018-08-23T07:33:54","guid":{"rendered":"https:\/\/batijournal.com\/?p=99880"},"modified":"2019-07-15T12:03:43","modified_gmt":"2019-07-15T10:03:43","slug":"sursaut-des-demandes-en-credits-logement","status":"publish","type":"post","link":"https:\/\/batijournal.com\/index.php\/sursaut-des-demandes-en-credits-logement\/99880\/","title":{"rendered":"Sursaut des demandes en cr\u00e9dits logement"},"content":{"rendered":"<p>Depuis avril 2017, la demande en cr\u00e9dits logement pr\u00e9sentait des signes d\u2019essoufflement, en cause, la d\u00e9gradation de la solvabilit\u00e9 de la demande provoqu\u00e9e par la hausse des prix de l\u2019immobilier conjugu\u00e9e avec la d\u00e9t\u00e9rioration des soutiens publics.<\/p>\n<p>Cependant, l\u2019am\u00e9lioration des conditions de cr\u00e9dit et l\u2019assouplissement des conditions d\u2019octroi des pr\u00eats ont favoris\u00e9 un sursaut de la production bancaire classique, du fait notamment du relai pris par des pr\u00eats bancaires classiques am\u00e9nag\u00e9s pour une partie de la demande qui b\u00e9n\u00e9ficiait auparavant des produits aid\u00e9s (PTZ, PAS&#8230;).<\/p>\n<p>Aussi, m\u00eame si la demande est toujours \u00e0 la peine, les \u00e9volutions constat\u00e9es depuis avril 2018 viennent att\u00e9nuer le repli de la production bancaire constat\u00e9 auparavant. En juillet, l\u2019activit\u00e9 mesur\u00e9e en niveau trimestriel glissant est positive de 10,5 % pour la production et de 4,6 % pour le nombre de pr\u00eats (comparaison de la p\u00e9riode de mai \u00e0 juillet 2018 \u00e0 la m\u00eame p\u00e9riode de 2017). L\u2019activit\u00e9 annuelle persiste n\u00e9anmoins sur une tendance baissi\u00e8re : &#8211; 1,5 % pour la production et &#8211; 6,8 % pour le nombre de pr\u00eats bancaires accord\u00e9s (p\u00e9riode qui va d&rsquo;ao\u00fbt 2017 \u00e0 juillet 2018 \u00e0 celle d&rsquo;ao\u00fbt 2016 \u00e0 juillet 2017).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Depuis avril 2017, la demande en cr\u00e9dits logement pr\u00e9sentait des signes d\u2019essoufflement, en cause, la d\u00e9gradation de la solvabilit\u00e9 de la demande provoqu\u00e9e par la hausse des prix de l\u2019immobilier conjugu\u00e9e avec la d\u00e9t\u00e9rioration des soutiens publics. Cependant, l\u2019am\u00e9lioration des conditions de cr\u00e9dit et l\u2019assouplissement des conditions d\u2019octroi des pr\u00eats ont favoris\u00e9 un sursaut de [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":88374,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[10736,10530,6345],"tags":[7389],"class_list":["post-99880","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une","category-actualites","category-economie-marches","tag-credit-immobilier"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Sursaut des demandes en cr\u00e9dits logement<\/title>\n<meta name=\"description\" content=\"Depuis avril 2017, la demande en cr\u00e9dits logement pr\u00e9sentait des 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